You want to be able to expand your business as you grow. The next logical step would be to accept credit cards online. One major goal of online shopping is to provide secure environment so your clients can feel safe when using their credit card online. There are many ways you can go about achieving this goal but beware, its not free.

High Volume Processing: For large companies, or those who plan to do a high volume of sales, TeamMediaOnline.com recommends that you obtain your own merchant account. Our sales team can help you get setup. For a nominal fee (as low as $25.00) TeamMediaOnline.com will walk you through the process of being a full service e-commerce site. Some of the credit cards you can process are Visa, MasterCard, Discover and American Express with payments and depositing the funds into your bank account.

Here is a Schedule of some typical startup costs associated with obtaining your own Merchant Account and processing online. This is a typical schedule and may not reflect your actual cost.

Item	Setup	Cost per mo.	+% of Sales or per transaction
Merchant Account	$25-$1000	$5-$50	1.5%-5%
Online Processing	$150-$1000	$20-$100	$.20
Bank Charges	$10-$50	$7-$50	$.10-$5.00

This schedule is for demonstration purposes to give you an idea of what it would cost you to fully process your credit card transactions online with your own Merchant account. TeamMediaOnline.com believes that a better informed client is a happier client.  

Low Volume Processing: For smaller businesses or low volume sites, you may want to choose a 3rd party merchant processing such as paypal.com or clickbank.com. They offer the ability to take credit cards without the initial startup costs. Typically less than $100.00. Most resellers start out with a 3rd party processing service. As their clientele is built up they change to a High Volume Merchant Account.